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John Cary Ong in delivering bespoke solutions that redefine institutional Banking

At Security Bank, Corporate and Comment Banking goes beyond traditional financial services – it’s about creating actionable solutions that meet the unique needs of every client. For John Cary Cary Ong, Exepe Tolesal-Movembere – The head of the bank’s wilderness, this philosophy is focused on transformation – this time how the bank chooses to make its customers and how it will develop Solutions to work harder.

The performance of the Stellar Retail Segment reflects this true commitment, achieving a 20.8% multi-year annual increase (net of interest expense) in the first nine months of 2025.

“The game changer for our new platform was all the creativity,” It was shared. Unlike traditional systems that limit customization, this is a banking business security platform-built with a modular structure and full source code ownership, which enables the Bank to adjust all the details to meet the needs of customers. “We can change based on what our customers need,” it’s secure, highly reliable, and accessible anytime, anywhere. “

Embedded innovation: QR PH and strategic collaboration

The bank’s commitment to innovation is evident in how it rolled out the QRPH system, the national standard for QR code-based payments in the Philippines. While most of the banks receive QRPP of the merchant they receive, the bank dismantled it as part of its victim collection solution for its part in its part of the bank’s recovery – in direct response to the merchant’s response to the merchant’s merger.

“We weren’t thinking about it from a vendor getting a certain idea,” Ong explained. “That gave us the freedom to design a solution that was flexible and functional. Some providers may require you to purchase a POS terminal, but with us you simply print a QR code.”

Last year, the Bank successfully won most of the sellers – including B2B businesses – that showed the flexibility of the platform and offered a low fee that helped the collected businesses.

This Cublic-Centric approach extends to strategic partnerships with platforms such as MySuki, which create an ecosystem that embeds banking services in daily operations. The partnership with MySuki is supported by more than 1.2 million sari-sari stores through the creation of cash and subsequent buy-now (Bnpl) services.

“The reason we partnered with industry leaders is to create solutions that make a real difference to our customers. Every collaboration was aimed at helping them succeed and be successful in their nature. That, therefore, means that.

Sustainability and risk management: A balanced perspective

Sustainability is another cornerstone of security. “We understood the impact of environmental and social issues on our reputation and our clients’ businesses,” It has been explained. The Bank promotes business practices and compliance with sustainability principles. One initiative was the Solar Rooftop Financing program, which offered customers access to financing and free technical evaluations from home renewable energy experts.

Despite the rapid pace of innovation, OngG emphasizes the importance of discipline control and risk management. The bank is recognized for its Data Protection Systems and disabled products such as financial protection funds to protect both the bank and its customers. “We want to continue to serve our customers, but we also need to be able to manage the risks involved,” he said.

Looking ahead: Bespoke as a philosophy

As the security bank continues to evolve, the ONG remains confident in its direction. “The sky’s the limit, but we’re focusing on the right target markets to ensure the best returns,” He showed. For him, bespoke solutions were more than a buzzword – they were a philosophy: tailoring services, products and partnerships to fit each client’s needs.

 


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