By Katherine K. Chan
Diploxy Loan for Philippine loan
The Local Banking NPL area rate was on 3.5% in August from 3.4% last month. However, it went from 3.59% announced annually.
August’s bad loan amount was very high during nine months or from 3.54% on November 2024.
Loan is considered unemployment if not payable at least 90 days after the due date. This is considered dangerous assets as lenders may have to pay.
The first BSP data has shown that a broader loan is 2.7% on P550.095 billion in August from P535.448 billion in July.
The year over the year, unused loan at 7.3% from P512.704 billion.
The full Portfolio of the Philippine Banks Loan Stop on P15.709 trillion in August, down 0.4% from P15.771 trillion in July. However, it increased by 9.9% from P144.299 trillion last year.
“Small UPTICK in Banks NPL Ratio to 3.5% in August reflects soft economic appetite and MSME (Union Bank of the Philippines Ruben Carlo O. Asuncion said in the Viber message.
At that time, Michael L. Ricafort, the main economy in Rizal Commercial Banking Corp., said bad weather has affected many businesses, affecting the power of running bills.
“This is because of the weather-related impairment from July 2025, by looking at a series of storms (once and floods that reduce the business days, sales and outcomes of billing business and people, He said the Viber message.
From the end of July to the early August, tropical storms spiral, Dante and Emong, and the southwestern roses have brought heavy rains and floods across the country.
Mr RicaphuFort said that a high luxurious loans in August showed the impact and was charged by the President Donald J. Trump recent in the economy.
“This is the highest and local global random taxes, protection programs, and lingering of reduced trading and international trade, investment, employment and other economic activities,” added.
The US is set for 19% Price in Philippine the goods starting in Aug. 7.
Based on average bank details, the previous loan is included in 0.8% in August from P687.581 billion in August last year.
This brought the appropriate amount of loan amount in 4.41%, higher than 4.36% in July but is less than 4.42% last year.
On the other hand, on the other hand, diminates 0.2% on P328.917 billion in August from P329.643 billion last month, but increased 12.2% billion in August 2024.
This calculated that a loan portfolio in the industry industry in the industry, unchanged from July but is higher than 2.05% annual identified.
At that time, the bank loan loan amount has been billions of P519.293, 1.4% from P512.061 billion in July and 7.6% billion year earlier.
By this time, the looping loans of cash loan is a high month 3.31% from 3.25% in July but down 3.37% last year.
Lenders’ npl to combine a measure of potential losses due to a bad loan, decreased at 94.4% in August from 95.63% in July. However, it was more than 94.11% into August 2024.
“While some of the highest drift is likely to be portfolios mature, we expect the quality of the asset to stay overwhelmed, supported by the Memical Buffers and recent funding,” said Mr. Mr. Mark Mr. Mr. Mr. Asucion.
Jonathan L. RAVelos, the senior advisor in Reyes Tacandong & Co, said a criminal economic growth, high cost of borrowing, and the challenges of paying money between consumers and small businesses.
“Unless these flooding challenges are solved soon, the challenges of growth are (and) the NPL methods can continue to be raised,” said Viber message, which referred to fraudulent change including the project management projects.
On Thursday, Central Bank has brought the 15-BP rate to cut, bringing a Benchmark policy to three years old by 4.75%.
The BSP Ruler Eli M. Remona, JR. May this fourth culture be cut this year and come like the latest fraud matters affecting a business view and weakened growth view.
The Board has long borrowing costs are borrowed by Aumilative 175 BPS since the start of its circuit on August 2024.
Mr Remolo also left the door open for another cut from their meeting policy in the last year on December 11 and maybe more in the following year.
